In today's economy, many people had to tighten their budgets in order to survive and make ends meet. I was no different, but I was really stubborn about changing my spending habits, because I didn't want to give up anything. Luckily, after looking over my bills and seeing what I could do to save money, I found a few areas that I knew I could look at to see if I could save a buck here and there without skimping too much.

The first place I looked at was my dentist bills. I was paying about $1100 year. I thought it might have been a little high at the time, but I wasn't really sure. First I looked at dental insurance. Dental insurance premiums can cost you anywhere from $225 to $396 per year. Discount dental plans start at only $79.95 per year for individuals and $129.95 per year for families.

Dental Discount Cards Worth it Or is Insurance Better?

There are a variety of other key differences between discount dental plans and dental insurance plans. For example, the majority of dental insurance policies have annual maximums that are typically around $1000 to $1500. So if you need dental care treatments that cost more than $1000 like braces, root canals, crowns, oral surgery or dentures, you will have to pay the difference with a dental insurance plan.

Alternatively, since discount dental plans do not have annual limits, you can use your plan as often as needed. Plus, our plans may even be used to reduce your out-of-pocket dental care costs once you've reached the annual maximum on your dental insurance plan.

Advantages	Discount Dental Plans	Dental Insurance
Quick Plan Activation		X
Vision, Hearing & Prescription Discounts*		X
No Health Restrictions		X
No Annual Limits		X
No Paperwork Hassles		X
No Waiting for Dental Care		X
Cosmetic Dentistry Savings*		X

Discount Dental Plans are Easy to Use:

• Print your membership card online right away
• Make an appointment with a participating dentist
• Present your card & enjoy on-the-spot discounts

Some facts about discount dental plans:

• Save 10% to 60% on most dental procedures (see sample savings table above)
• Choose from over 30 discount dental plans
• No paperwork hassles, no health restrictions, no annual limits
• start saving immediately, join instantly, quick activation
• The most dentists in combined networks anywhere!
• Choose from 100,000+ participating provider listings in combined networks

How Dental Discount Cards Can Save You Money At The Dentist?

Discount dental plans will issue their members a discount card that they may use when they visit a participating provider. In many cases these individuals can save between 10-60% on dental care.

Since these plans are not insurance you can be seen right away for practically any pre-existing condition you may already have. In most cases you’ll only pay a low annual or monthly fee for membership and you’ll receive substantial discounts on things like braces, dentures, root canals, cleanings, x-rays and much more. All you need to do is see a participating dental provider, show them your dental discount card at the time of your visit and pay for the services rendered.

Start Your Savings

All I did was enter in my zip code in that little box in the upper left and corner to get started. When I found out how much I saved, I went and told my other friends about my savings.

They were all between a rock and a hard place too, so they tried it out too. Now, after what they said they saved, I realized that me saving $1000 on dental treatment was a little high, but on average, all my friends saved about $550 on dental bills, so all in all, I'd say it's a pretty good deal.

Even if you already have dental insurance, the discounts offered by discount dental plans may be used after your dental insurance plan maximum has been reached for even more savings on your dental care.

If you're even pondering the thought that you may be spending a little too much on dental bills, just go ahead and type your zip code into the box in the upper left and corner of the screen to get started. I'm sure you'll be surprised at how much money you can save without changing at all. I know I sure was, and the extra money sure made my life easier.

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